Beautiful skin is important for every person, because it is what people see when they look at you. Skin care for women is different than that of men and children. In women, their skin care applies differently at different stages in their life. Babies on the other hand have a delicate skin and they require special attention. Baby skin care is the most important part of its entire health. Their skin is gentle and must be well taken care of. Thus, understanding mother and baby skin care methods that work is important in ensuring beautiful skin for both mother and child.Baby’s Skin Care MethodsThere are various baby skin products on the market. These products are special and take good care of baby skin. Baby skin is delicate and so baby clothes must be laundered in special detergent to prevent skin irritation. Care should also be given to the baby’s head, as it is very delicate. Make use of baby shampoo when giving the baby a bath. Natural baby products are the best since they contain no harsh chemicals. Do not expose the baby’s skin to the noon sun as it will burn the baby. However, the morning sun is a good supplement for vitamin D.Mother’s Skin Care MethodsIn order for the mother to have great skin, she must ensure that she limits her salt intake so that she does not suffer water retention. This will lead to her skin becoming bloated. The mother must avoid skin irritations, ingrown hairs and cuts. It is recommended that mothers take a lot of water, at least 8cups a day. Exercise is also recommended if you want to have that beautiful skin. The exercise must be kept regular, so as to tone your skin.Moisturizing the skin is a must. Please make it a habit to moisturize your skin often. Dry skin tends to get sun burnt easily, so moisturize the skin as often as you can. You can also buy moisturizing towels; they are easy to carry and very convenient.Mothers should cleanse their face regularly, especially in the morning and at night before going to bed. If you have oily skin then soap is good for you. There are various moisturizers and cleansers depending on one’s skin type.Gentle exfoliating once a week is also important for mothers.Benefits of the Skin Care Methods- With a good skin care regiment both the mother and baby will have smooth skin that is soft and supple.- Good skin care ensures mother and baby have glowing, radiant skin.- Skin care gives mother and baby firm skin.- Moisturizing prevents sunburn from the UV rays of the sun and replenishes skin.- Cleansing opens up the skin pores and that aids in eliminating skin wastes.- Promotes healthy looking skin.- Scrubbing helps in the exfoliation which gets rid of dead skin cells.It is imperative for the mother to invest in good skin products for herself and the baby. There are many skin care products available on the market with a range of prices. However, it is recommended to invest in good natural products for the baby.
SPDN: An Inexpensive Way To Profit When The S&P 500 Falls
Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio
By Rob Isbitts
Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.
The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.
SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.
Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.
Proprietary ETF Grades
Offense/Defense: Defense
Segment: Inverse Equity
Sub-Segment: Inverse S&P 500
Correlation (vs. S&P 500): Very High (inverse)
Expected Volatility (vs. S&P 500): Similar (but opposite)
Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.
Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.
Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.
Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.
Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.
Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy
Long-Term Rating (next 12 months): Buy
Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.
ETF Investment Opinion
SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.
Choosing the Best eCommerce Solution
Finding an ecommerce solution for your internet-based business
can be a complicated process because there are so many different
options. In order to set up an automated ordering system, which
is crucial by the way, you simply have to have an ecommerce
solution that enables visitors to your website to make a purchase
and pay for it without unnecessary hassles. If your ecommerce
solution is too complex or does not provide website visitors with
a variety of ways to make a payment, you will undoubtedly lose
sales. Another important aspect of an ecommerce solution is
security. Your customers must feel that it is safe and secure to
place an order online because otherwise, their personal
information and financial information could be jeopardized.If you plan to operate a successful ecommerce website, you simply
must have an ecommerce solution that enables you to accept credit
cards. Statistics repeatedly show that the ability to accept
credit cards increases sales. Once upon a time consumers were
timid about placing orders online using a credit card; however,
with improvement to ecommerce solutions including the
availability of encrypted SSL (Secure Socket Layer) which
provides security for web-based transactions, the fears of having
credit card information intercepted in transit have been
eliminated. An ecommerce solution should feature a secure server
which uses encryption to keep your customers’ personal
information and credit card numbers safe and secure so they don’t
have to be concerned about being subjected to fraud.There are a few basic ecommerce solution options for accepting
credit cards online. You can open a merchant account through your
bank, use an internet-based broker, use a fulfillment house to
process your orders, or use a third party merchant account
provider. Things to consider when choosing an ecommerce solution
for your merchant account are the monthly fees, the discount rate
(the percent you are charged per transaction), the ease and speed
of processing, and the method for accessing your money.You also should consider the types of cards your ecommerce
solution allows you to accept through your merchant account. The
major credit cards that you should accept include MasterCard,
Visa, American Express, and Discover. Since ecommerce enables you
to sell your products or services worldwide, an ecommerce
solution that empowers you to accept credit cards internationally
and in different currencies can also be important.Next to accepting credit cards through your ecommerce solution,
you may want to consider offering other payment options. Some
options to consider include the acceptance of PayPal payments,
debit cards, online checks, and digital cash. Of course, for
those who are still leery about ordering online, a toll free
phone number and a form for fax or mail orders should be provided
as an alternative to ordering online. At any rate, your ecommerce
solution should provide plenty of options to meet the unique
needs of every customer who may want to buy from your company and
the ecommerce solution should make the customers feel that
placing an order with you is completely free from risk.So, what is the best ecommerce solution for you? That is up to
you to decide. The features to compare before selecting an
ecommerce solution include:1. Security2. Cost3. Speed of processing4. Variety of options for the consumer5. Ability to access your moneyWhen you choose an ecommerce solution compare these features.
Keep in mind that your ecommerce solution simply must give your
customers a sense of security so they will have confidence when
placing an online order with your company. Also remember that
even though there are costs associated with accepting credit
cards, the increase in sales that your company experiences when
adding an ecommerce solution for accepting credit cards is well
worth the expense.